The Impact Of Global Warming On Developing Countries Essay

The Impact Of Global Warming On Developing Countries - Essay Example Global warming has been directly linked to increased emissions of carbon dioxide and other gases. The Earth is warmed by the radiant heat from the rays of the sun, which is generally equal to the amount of energy that is radiated back from the Earth in the form of infra red radiation. Thus the temperature of the Earth remains constant. However, the temperature of the Earth is directly dependent upon the composition of its atmosphere and when there is an excess of carbon dioxide and similar gases in the atmosphere, it blocks the infra red radiation from the surface of the Earth, trapping heat in the lower atmosphere and creating a "greenhouse effect" which increases global temperatures Rapid industrialization has resulted in increased energy use, with the resultant multiplication of carbon dioxide emissions. According to Roberts (2004), energy demand in countries like India, China and Brazil is developing so fast that it may double by 2020, while in the developed countries, the demand for power is fast outstripping supply, raising the specter of blackouts. In fact Roberts (2004) also points out that â€Å"China has seen dramatic increases in its energy consumption in recent years (pp. 143–145). In the words of one scientist; â€Å"China's rapid industrialization has led to upward revision of predictions... While previously we thought in terms of doubling the strength of the CO2 content of the pre industrial atmosphere, current thought is moving toward a tripling† (Broecker 1586).

The Conduct of Health Insurance Policy Fraud in the Rainmaker Assignment

The Conduct of Health Insurance Policy Fraud in the Rainmaker - Assignment Example Great Benefit insurance company has wilfully committed fraud when it continued to accept premiums and new policyholders when it knows for a fact that it is in a precarious financial condition to settle obligations due to its huge debt. I would like to give Great Benefit insurance company the benefit of the doubt that when it incorporated the company, it did not intend to wrong its policyholders but meant to fulfill its obligation. In the novel or movie, the insurance company may have been caused to commit fraud to preserve itself as a business entity because it is already hemorrhaging financially due to heavy debts. They may have employed the initial policy of denying all claims regardless of its legitimacy as a coping mechanism of their dire financial status. So the first measure that I will institute is for the insurance company to avoid the circumstance that will cause them to commit fraud in the future. I will fix their financial position by devising a policy that will make the company liquid at all times to settle all the claims of its policyholders in the future. Just like in the banks, I will require the insurance to have a liquidity that is commensurate to a certain number of policyholders that should a significant number of them will file a legitimate claim against their policies, the insurance company will be in a financial position to fulfill its obligation. Equally important is the institution of a policy of limiting the acceptance of new policyholders in accordance with its financial capacity and liquidity. For the time being, I will recommend that Great Benefits insurance company not to accept new policyholder until it has restructured its financial position.